My attitude while working has always been "I am working to support my social life."
So I would not separate the money bank from the memories bank.
The money is what helps you "buy" memories. And can actually help fund your families memories - children, grandchildren and even further.
Not at all suggesting memories cannot be made without money, they can. I guess is could be difference between your family enjoying a memory at the local sandbar versus one in Kenya photographing the Big Five.
Additionally a money bank can help you be philanthropic - and help you leave those ripples in the world that really have larger impact.
Just another thought, that having money isn't all bad.
Ones Life Experience informs their world view.
My Dad was from the Great Depression era, so worked hard to provide for the family. He was a chemical engineer at an aluminum smelter, came up with a dry scrubbing process which did away with polluting wet scrubbers, and was sent all over the world to help set things up at other smelters.
We didn't have a crazy affluent lifestyle, but we also didn't hurt financially. On the flip side, he was gone quite a bit as I was growing up. The 'mean kid' on the street who wasn't allowed to my birthday parties taught me how to ride a bike, catch a baseball, etc. We always had a loving, yet uncomfortable relationship.
I was the letter carrier to our daughters elementary school, so sometimes got running hugs when I saw her at recess time. Our house is also halfway through my route and is a 3 minute walk from both the high school and elementary school, so got to have lunch with the family. I also usually finished work before she got home from school.
I was playing with our daughter at a playground once and there was another Dad there with his kid. He came over after a while and said he was a stay at home Dad and he'd noticed how effortlessly we got along, and that he didn't often see that between other fathers and their kids. Made my day.
There might be an oscillating nature to this parent/child dynamic. Our daughter, who hasn't suffered in any way because of her parents not earning enough money, also hasn't gotten all the 'stuff' she's wanted in life. Maybe she'll emphasize making money, won't see her kids enough, and the cycle repeats? I don't think so, but you never know.