Noseeums if you’re very close to shore, but only in the right conditions of humidity, and any breeze will dispel them. You need the special fine screen for those.
Black flies, deer flies, mosquitos. Horseflies are attracted to the colour white, travel quite far out over the water to get you, and the onslaught on a white boat on a hot day can cause near insanity. However, once the bodies pile up deep enough you can tunnel under them for protection.
All these bugs only appear under certain specific conditions and are strictly limited by temp, RH, location, and seasonal hatching schedules. Mostly not an issue except when actually onshore or very close to. Most can’t tolerate much breeze at all with the exception of horseflies.
Wasps aren’t usually going to be much of a problem unless you’re particularly allergic.