Capecodder
Senior Member
Was the cheque in the file your payment not cash or a refund cheque not given to you? And why was it for 5 years. When you paid your premiums I assume you were invoiced first and you were not just sending a cheque based on the quoted amount.
The 5 years is the puzzle because it suggests the agent collected your payments and was ready to return your money if you ever asked for it or made a claim.
Guess I haven’t been on here a while,, five years everything was fine no major changes, in the next couple years big increases request for hurricane plan surveys pictures….. then the year I did not receive an invoice or contact from the local agent, I telephoned she told me she just now, “found” a refund check for the then current insured year, (my payment had been processed over year before) from insurance company in my folder….
I do travel a lot but my mail is forwarded, but email, cell phone text are all consistently monitored