Donsan
Guru
- Joined
- Jul 6, 2014
- Messages
- 2,300
- Location
- United States
- Vessel Name
- No Mo Trawla
- Vessel Make
- Hurricane SS188
If you lose it as a result of a covered accident or event, then yes.
Now the issue may come if you don't know what you hit. Then some policies allow the insurer to assert manufacturing defect and not pay. Everyone needs to make sure their insurance does not have exclusions like that.
Some policies also have clauses with implied warranties of seaworthiness. That would allow them to claim when your boat sinks in the ocean to claim it wasn't seaworthy and you had an implied warranty it was. Therefore, they aren't responsible.
But on a good policy, the lost pod would be covered.
I sure hope the insurance wizards put pod drive boats in a separate insurance pool.