I found some time to get to the boat today. Swapping the two wires at #2 and Both solved the behavior problems. Without re-reading the thread I can't remember all who suggest that other than Bmarler and SteveK. Thanks to all!
For the time being the combiner is removed. Eventually it will be replaced with a Blue Sea ACR. Wired correctly directly to the two battery banks. The port alternator will get a new cable taking it back to the start bank. There will be no more using the 1,2,Both switch posts as terminals.
There are still other puzzles to solve but those are other stories, other threads. I'm reminded of an acquaintance who re-named his boat "Yikes!" because he kept saying "Yikes! Why did they do that?"