I have 550 feet of all chain, yet the designer of my yacht decided to give me a shallow chain locker, so like you every 40 feet or so, I have to run down from the bow , down through the salon, down through the galley and climb up on the bed and knock over the pile. ............
I'm guessing the designer of the boat didn't intend it to be used with that much chain. And every boat is a compromise so perhaps a larger chain locker would mean a smaller bow thruster of loss of some other feature.
A friend of mine had a 29' sport cruiser and decided to switch from a chain/rope rode to all chain. The first time he tried to retrieve the anchor the chain piled up as you describe and he had to knock the pile over. His solution - he installed a windshield wiper and arm along with a switch. Whenever the chain started to pile up he would operate the switch and the wiper arm would knock the pile over.
He sold the boat not long after this so I don't know how it worked out over time.
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