adornato
Senior Member
I have a mooring ball in deep water in front of our property in Maine. I received a form letter from the company that sets my mooring ball in the spring and pulls it out in the winter that says I should check with my insurance company to be sure that I am insured : " Each owner, either together or individually, has adequate insurance to insure against all hazards, claims, damages, and
liabilities of any kind related to their use or misuse of your mooring/s;"
Although I can envision claims, anyone have any experience with an actual mooring ball claim? Which, if any, of my 10 different insurance policies (home, boat, umbrella, business, malpractice, etc etc) would insure my mooring ball?
Should I put a decal on my mooring ball that states that it is private and unavailable for use at your own risk. It has my name on it.
liabilities of any kind related to their use or misuse of your mooring/s;"
Although I can envision claims, anyone have any experience with an actual mooring ball claim? Which, if any, of my 10 different insurance policies (home, boat, umbrella, business, malpractice, etc etc) would insure my mooring ball?
Should I put a decal on my mooring ball that states that it is private and unavailable for use at your own risk. It has my name on it.